Home Ownership
Dear Applicant,
Habitat for Humanity Lethbridge is a non-profit housing organization. We build with families of all social, religious, and ethnic backgrounds. We aim to build adequate and aquire modest homes for families who could not otherwise afford a home. Please read the following items to see if your family meets our guidelines:
Your present rental housing does not meet your family's needs. It may be too costly, too small, or in poor condition.
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Applicants must be Lethbridge residents for a minimum of 3 years.
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At least one of the applicants must have a minimum of 3 years with their current employer.
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At least one of the Applicants must have a minimum of 3 years with their current employer, earning a minimum of $40 000.00 annually.
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Your total household income is too low, such that you cannot buy a home and obtain bank financing in the usual way.
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ALL working members of the family must include the following: a) your three most recent tax returns from CRA, b) letters from your employer(s) detailing hours worked, current wage and that your employment is permanent. Please note that your application will only be considered if these items are included.
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We will require your authorization to verify chequing and savings account balances, get a statement from your current and previous landlords, and complete a credit check
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Please provide the names and contact information of three people who know you and your situation. One must be your employer. The others must be two of the following: a member of the clergy, a teacher, a social worker, a healthcare professional or another professional.
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If approved for a Habitat home, you must provide a total of 500 hours of sweat equity, at least half of which would be completed on the build or renovation. Other hours can be logged into volunteering for charitable community organizations. Some restrictions may apply.
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If you are approved for a home, your mortgage payment will cost between 28 and 30% of your monthly income. You are required to make these payments on time each month.
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To be approved for a home, you must have children under the age of 18 living in the home.
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Houses are not built/acquired for extended family. Habitat builds for nuclear families only (parents and their children)
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Chosen candidates will demonstrate that they are in need of better housing, that they are willing to partner with us and that they have the financial ability to pay for a mortgage. All information collected will be used only for family selection purposes. If your family is not chosen, all financial information, including tax returns will be destroyed.
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To continue the application process, click the button below.